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First-time Homebuyers should avoid these 5 Mistakes

Buying a home for the first time is a very exciting adventure, but as with any new experience it can be easy to make plenty of mistakes. In order to make a satisfying purchase, try to avoid these 5 big first-timer blunders. 1. Get Pre-Approved before looking for a home If you are truly ready to make a home purchase, start with first things first. Contact Altius Mortgage to get pre-approved for a mortgage. This will give you a good idea of how much home you can afford and it will make you a viable buyer when you find the right house. Otherwise, you run the risk of falling in love with...

January 16th, 2019 | Purchasing a Home, First-time Homebuyers, Preapproval, First-time Homebuyers should avoid these 5 Mistakes

Happy Holidays from Altius Mortgage

All of us at Altius Mortgage would like to wish you a Merry Christmas and a Happy New Year! We would like to thank you for making 2018 a great year and for the privilege of helping you purchase or refinance your home. We hope that 2019 is a year full of happiness, health and prosperity for you and your loved ones. All the best, Altius Mortgage

December 19th, 2018 Happy Holidays from Altius Mortgage

Credit Report Myths Revealed

There is now a huge wealth of information available about credit scores, especially online. Unfortunately with this flood of information there are many myths and misconceptions about credit being spread. Not everyone is qualified or knowledgeable to speak about credit and these “facts” are causing lots of damage.  Here are some of the most popular and damaging misconceptions about credit:  Fewer credit cards are better for credit.  This is incorrect. In our 25 years of experience the highest credit scores we have seen are on credit that reflects many credit ...

May 13th, 2015 Credit Report Myths Revealed

Cut The Cord on Cable

How to Customize Your Cable and Pay Less It's a win-win: cancelling your cable service and turning to more customized and less-expensive options for your favorite shows. But whether you end up saving money depends on what you like to watch and how many a la carte services you choose. Here's a quick look at your choices. Buy an antenna. Major networks like ABC, CBS, Fox, NBC, etc. are free, but you'll need a modern antenna to pick up the broadcasts. There are indoor versions and those that perch on your roof (which Consumer Reports says are better). Enter your zip c...

May 9th, 2015 Cut The Cord on Cable

Spring Maintenance

As the seasons change, so do your home maintenance responsibilities. And now that it's spring, your roster of chores can quickly fill up. Rather than getting overwhelmed by a long maintenance list, why not focus on the tasks that matter most? Here's a short list of some of the most essential springtime checks and repairs that'll keep your house looking good and functioning at its best. Clean the gutters. Remove leaves, twigs and other debris, and check gutter components for leaks and to make sure attachments are working correctly. Overlooking this task can mean roof...

May 9th, 2015 Spring Maintenance

Mother's Day Gift Ideas That Make a Difference

This Mother's Day, pick a gift that supports a charitable cause and, when you present it to mom, you'll do more than make her smile. Here are a few ideas for gifts that give back to others, in four popular categories. LOTION: The Charity Pot by Lush ($25.95, 8.4 oz.) A floral-scented moisturizer that does a world of good -- and not just for dry skin. Lush donates 100 percent of the proceeds to humanitarian, conservation and animal rights groups around the globe. Since 2007, the handmade cosmetics company has doled out $5.8 million to grassroots groups in 35 countries throu...

April 24th, 2015 Mother's Day Gift Ideas That Make a Difference